Mercury Minute
Did you know some of the top reasons people experience financial hardships are out of their control? Unexpected emergencies can negatively impact your financial history—but we believe that doesn’t define your financial future.
“We are on a mission to help hard-working Americans in the near-prime market to manage their credit responsibly,” said James Peterson, CEO of Mercury® Financial. “We’re committed to expanding financial inclusion through technology, providing cardmembers with an unmatched credit experience that is backed by our tenured team and superior customer service.”
At Mercury, we help our customers build their credit so they can enjoy the benefits of having better credit and better lives. This work means we’re here for you, and it’s at the heart of everything we do.
Read on to learn moreWho we are
Mercury® Financial is more than a credit card company. We’re a purpose-driven fintech that is expanding financial inclusion. We give cardmembers access to credit, including consumers who may be excluded from traditional credit card companies.
And by expanding financial inclusion, so far, we’ve helped over 1.5 million Americans access the credit they deserve as they build a better future for themselves and their families.
What we do
We’re changing the way people think about credit.
Building good credit isn’t easy, especially after a financial setback. So, we created a one-of-a-kind credit experience designed to help our cardmembers take control of their credit future.
“Mercury took a chance on me and gave me a credit card with the highest credit line when I was rebuilding my credit, I was very grateful.”
– Rosaline G., a Mercury cardmember
Who we help
It’s common for Americans to need credit access to create a comfortable life and achieve their own version of the American dream.
But borrowing money typically requires a good FICO® score. Our data shows that over half of Americans have below-average credit. They know that better credit leads to better opportunities, and they want to build their credit so they have the same benefits given to borrowers with higher scores. They just need a chance to begin.
At Mercury, we are proud to provide second chances to hard-working Americans by giving them access to fair credit lines with no security deposits and a customer-focused experience. We offer a convenient app experience that lets cardmembers choose and achieve their goals. We let cardmembers take control of their credit and gain confidence they’re on the right track to improve their financial future.
How it works
Everyone is on a unique credit journey. Hard-working Americans want an affordable credit card that’s easy to understand, and they deserve a credit card that works to help them get ahead.
Our team has deep expertise in financial services and uses that knowledge to help consumers like you. We start by analyzing millions of data points to approve individuals who need credit. But we don’t stop there. We provide a uniquely customer-first credit experience, featuring a mobile app, personalized nudges, rewards, and more.
Mercury® Financial is proud to offer its customers credit like they’ve never had before. And we’re honored when customers tell us how their Mercury® Card helped them gain greater control of their finances. It’s never too late to improve your financial future and enjoy the benefits of better credit for a better life.